• Provide an overall Financial Health Score

• Which areas require urgent attention, and which area's are ok or could potentially be improved upon

• Do you feel like you are you getting ahead, or do you never seem to have money left over?

• Are you and your family adequately protected and do you have a Will in place?

• Is your interest rate reasonable and are you paying off debt quickly?

• The 50-30-20 rule

• Pay off your debt sooner

• Paying yourself first!

• Track your spending automatically

​The modelling process will identify your current and future financial position in full clarity.

Based on your underlying budget, the modelling process integrates your surplus cash flow, combined with superannuation and non-superannuation investment asset growth, to identify at what point you will reach your financial targets, or whether further adjustments will need to be made on your path to financial success.

​Outside the value of your home and superannuation fund balance, we need to ensure we have a diversified investment strategy that will help you to achieve your short and long term financial goals.

Unlike superannuation which is limited by law as to how and when you can access the funds, these investments will be accessible as and when you may need them.

What income are you likely to get from super and the age pension when you retire? How contributions, investment options, fees and retirement age affect your retirement income?

We will assess your current levels of insurance for any risks and recommend strategies to potentially save you money and offer better levels of protection for you and your family