The Life Goals Navigator

The Life Goals Navigator is a comprehensive financial planning package designed exclusively for families like yours. This package is your compass, your financial confidant, and your strategic partner.

What you’ll get

Project, Track, and Protect Your Future

Through advanced financial modelling, we'll chart your course, track your progress over time, and protect your financial future.

Simplifying your money management

We'll assess your banking structure and mortgage, helping you optimize them for a more secure financial foundation.

Making sure your money is working for you

Our experts will ensure your contributions and investment strategy remain aligned with your life goals.

Manage Investment Risk

In a world of changing investor profiles and economic conditions, we'll help you navigate investment risks effectively.

Protecting your family & visualising your Family Tree

Develop and continually re-assess your insurance strategy to safeguard your family against unexpected events & explore estate planning and wealth transfer to secure your family's future.

Helping you make informed financial decisions

We are available as your first point of contact for any major financial decisions so that you can mitigate financial risks and uncertainties through our expert guidance.

Review Education Fund Needs

We'll assess your education fund needs, so your children's educational aspirations are met.

Review your cash flow and spending

We will review your cash flow and expenditures for the year ahead, ensuring financial stability and keeping you on track.

Annual Advice Meeting

An annual check-in to ensure that you stay on track and to make any important changes along the way.

Frequently asked questions

  • Our annual support packages start from $1,860 p/a for couples and $1,210 for individuals. Additional costs are involved for investment management or other complexities.

  • No - each year you will receive an Annual Review document which includes a Fee Consent Form for the year ahead. You can withdraw your consent at any time or during your review period.

  • We offer flexible meeting options for our clients by either meeting in-person or via Google Meet. You are also able to opt-out of any given year’s meeting, however, we highly encourage clients to meet with us regularly so we can provide the most accurate and up-to-date advice.

  • If you are married, de facto or hold jointly owned assets, Equitem is required by law to provide advice to both parties as a household.

  • Our annual fees can often be paid via Superannuation, by invoice or through a combination of both. This is dependent on the type of advice provided and the circumstances of each client.